Rasha Ingratta

Your Mortgage Expert

For most Canadians buying a home and acquiring a mortgage for purchase or refinance is the single largest financial transaction they will ever be faced with. It’s critical that prospective home owners/home buyers prepare themselves before they start the search. Whether it’s your first or fifth home let me guide you each step of the way.
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 Current Rates

Updated May 15th, 2026.
For the latest rates, contact us today
 

 
Terms Posted Rates Our Best Rates
6 Months 7.25% 6.49%
1 Year 7.24% 5.04%
2 Years 6.59% 4.24%
3 Years 6.44% 3.94%
4 Years 6.34% 4.04%
5 Years 7.04% 4.09%
7 Years 7.20% 4.54%
10 Years 7.69% 4.99%
5 Year Variable   3.45%

Current Prime: 4.45%

Insured mortgage rates are subject to change. Conventional and refinance rates may be higher. Some rates may not be available in all provinces. Consult a local Mortgage Intelligence professional for more information. OAC. E&EO